Student Loan Forgiveness Eligibility Quick Check

Use this tool to quickly assess your potential eligibility for major US Federal Student Loan Forgiveness and Discharge programs, based on the criteria from StudentAid.gov.

1. Loan Type (Crucial for eligibility): -- Select Your Loan Type -- Federal Direct Loan (Most Common) Federal Family Education Loan (FFEL) Federal Perkins Loan Private Loan 2. Employment Type (Affects PSLF and Teacher Forgiveness): -- Select Employment -- Government / Public Agency Qualified 501(c)(3) Non-profit Organization Public School Teacher / Educational Service Other For-Profit Employment 3. Years of Qualifying Service (Enter 0 if unsure): 4. Cumulative Qualifying Payment Months (PSLF requires 120): 5. Total and Permanent Disability (TPD) Status: No / Not Applicable Yes, I have a TPD discharge qualification. 6. Borrower Type: Student (Self-Borrower) Parent (PLUS Loan Borrower) 7. Check if any of these apply (Loan Discharge/Cancellation): None of the following School Closed while I was enrolled School Misled me (e.g., job placement fraud) I was a victim of Forgery/Identity Theft I have declared Bankruptcy (Discharged) Check Eligibility